Posted on 12 August 2012.
I was one of those people who always paid every bill on time! I worked extra shifts and never had a late payment! I paid off my student loans and paid my rent on or before the 1st! I had excellent credit.
Then, I was laid off–could not afford the COBRA insurance–and had the audacity to get sick.
Aside from the physical and emotional stress of cancer, I acquired–in 5 short months–$200,000 in debt. The bill collectors started before the end of round 1 of radiation–and my credit score has plummeted 200 points!
I have been personally responsible and now would have a hard time getting a lease on an apartment! Jobs now routinely do credit checks, and due to illness I could be denied employment!
Debt is a racket–corporations profiting off people and destroying lives in the process.
I am not at all ashamed of my debt–but I am angry! I am angry and determined! The system of enslaving the poor and shackling people to debt servitude must end–by any means necessary!
Posted in Debt Stories
Posted on 10 August 2012.
My (now ex) husband is in the Navy. We were married for over 8 years and were expecting our third child when I discovered he was addicted to incest and child porn. He refused to get help or quit, so I decided the best thing for our children was to leave. He controlled all the finances, so I had to borrow $8,000 to pay for a lawyer and moving expenses.
So there I was, 2 kids, a third on the way, all by myself, and I only qualified to make minimum wage. I enrolled in college; I’m almost done and I have $36,000 in student loans. While I go to school, we live on my ex’s child support (a whole 20% of his income) which puts us below the poverty line.
A little over a year ago, I reunited with an old friend that I had known since childhood. Birth control failed and I became pregnant. My daughter was born with special needs: Erb’s Palsy and clubbed feet, so we thought. She is 8 months old now, her treatment has cost over $25,000 so far, and it’s not working. She is now being tested for Osteogenesis Imperfecta (also known as Brittle Bone disease).
So now I’m raising 4 children (3 conceived with their father who I was married to, one conceived with a man I’ve known for 30 years), all while going to college full time, taking care of a 2 bedroom 1 bath house that is way too small for all of us, and making it to all of the 3 to 5 Doctor appointments each and every week. I’m also drowning in debt, and with all the medical attention my daughter needs, I have absolutely no hope of ever finding a job that will allow me to work around my baby’s many doctor appointments.
I am sick and tired of people looking at me and assuming I’m a slut because I have 4 kids. I’m sick and tired of people looking at me like I’m abusing my baby just because she has casts on her poor little legs. I’m sick and tired of people assuming I’m lazy because I live below the poverty line and I’m accumulating massive debt. I work my butt off taking care of my children and my responsibilities all while trying to make our lives better; I deserve a little bit of respect…. is that really too much to ask?
– Heather –
Posted in Debt Stories