Years ago, being broke, I picked up the phone and called Ditech after seeing those wonderful “solve all your problems” ads. I talked to the nicest guy in the world, whose only mission in life was apparently to help me. Sure enough, two days later, after faxing in a paystub and tax info, a lady came to my door with a nice check that she gave me after I signed a bunch of papers. I was a willing victim of predatory lending. Ditech later sold my mortgage to Greentree, who tried to double my payment. I bucked enough, though, and won that one so far.

- Anonymous -