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I'm Proud of My Debt | Occupied Stories

Categorized | Debt Stories

I’m Proud of My Debt

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My main complaint is that those who need cheap loans the most get quoted the highest interest rates based on poor credit ratings.  This ought to be addressed by the banking sector – it is totally counterproductive.  I’m proud of my debt.  I use zero interest credit cards for monthly purchases each month and clear them at month’s end.  I’m busy looking for a lower interest loan to replace an existing high interest small building loan, also used for debt consolidation.  I’m sucessfully reducing my overdraft by a small monthly amount.  I’m repaying another handed over overdraft by arrangement at a small amount per month, ditto a council rent in advance loan, ditto some rent arrears, ditto utilities arrears.  I recently cleared a small personal loan and hope to do the same with a second one soon.  I am only just this month free from late penalties on all my monthly payments.  I’d love a low or zero interest loan if anyone knows where to find one!  DEFAULTING IS NOT AN OPTION!  I am glad to take responsibility for my debts, but really resent the crippling interest which exacerbates my problems.

-Anonymous-

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