By trade, I’m a high school teacher and had, since 2009, been working in some schools that would scare the slacks off Tom Berenger in The Substitute.
I’ve been laid off for over six months and have not been able to find work anywhere; I literally can’t even get a call back from Wal-Mart or Best Buy. I’ve exhausted my UI benefits and just received a 14 week extension and that’s only if Congress approves the funding by Dec. 31.
I’ve done everything I can to cut expenses. I gave up my new car for a 15 year-old car with more than 200k miles and a lot more problems, reduced my cell phone plan to the cheapest available, moved into a studio apartment that offers week-to-week rent, been rolling my own cigarettes and getting many food from food pantries.
I’m so depressed and Sallie Mae is relentless. They won’t stop calling and, despite what they say, they’re completely unwilling to work with me at all.
My debt is preventing me from so many things I want to do in my life, and my girlfriend of two years won’t marry me because of my student loan debt and I don’t blame her. I’m 27 and I’m worse off now than when I was 17 and that is not hyperbole. At least at 17 I was working and had no debt. The right-wing Oligarchs or Plutocrats (six one, half dozen the other in this country anymore) who keep spouting off about low marriage rates among young people and the high marriage failure rate need to re-examine the leading causes of both these phenomenon: IT’S DEBT!
Next time I hear someone say something cliché like “tighten your belt strap,” “pull on your boots,” or “just get a job,” I’m going to kick their teeth in.
Things just keep compounding, pun definitely intended–if you catch my drift. I can’t cut any more from my budget between rent, gas, and the groceries I need to purchase because they aren’t at the food pantry and I have no money.
So, I’ve lost my job, and instead of flexibility or compassion the vulture capitalists line up at my door trying to get as much out of me is possible before the next one can push through.
I’m at my end. My student loan is crushing. It is literally stripping my life away. I can’t get ahead because of it and it is preventing me from ever achieving any sort of economic security.